Mr & Mrs D had recently sold their GP practice in Leeds and were seeking to relocate to Devon. They turned to Stacks for help because they simply didn’t know the area well enough, and the regular journeys required to view and carry out research was going to make the process quite difficult. Being local, we could help on both counts.
Their dream was to own a small holding. The family were still young and the quality of life in Devon appealed after the hustle and bustle of Leeds. They needed enough land to manage a small flock of sheep, and appropriate premises/buildings to make artisan cheeses and yogurts. The ability to find some locum work in Exeter and Plymouth initially was also important.
We settled on West Devon, which was good for travel to Exeter and Plymouth, and also suited their budget and offered choice on the type of property they wanted.
Mrs D was the first to fly down to Exeter airport on a bank holiday Monday, where we picked her up, took her to view four properties, and then dropped her back to the airport. It was a whistle-stop tour that day, but a useful one. For although most of the properties were on the right lines, none were ideal, which helped us narrow down the brief.
With a clearer idea of what was required, we next spoke to all the agents in the area and viewed another dozen properties on our clients’ behalf. After giving feedback to them, we then shortlisted a few for the next visit. Mrs D arrived, viewed them, and we were really pleased to be able to settle now on one for a full visit with her husband and children.
A date was arranged, and the whole family arrived and we all went for a rather wet walk. Viewing a property in the rain, grappling with a push chair across 60 acres, and seeing things as they can be in the country was exactly what was needed. Our clients were able to take the smallholding in for what it was… and they loved it. Now it was time for us to work our magic on the next stage of the process and find out more.
Sometimes with a deceased estate, as this was, the information held by the beneficiaries/executors is a bit scant. However, we knew the agent dealing with the sale well and communication between the parties was very good because of this. It turned out that the beneficiaries were actually very familiar with the property, but there were still a lot of unknowns that needed to be taken into consideration. For example:
Then, in addition to these quirks, there was the fact that our clients also wished to be able to make changes to the buildings. For example:
We decided the best way to proceed, therefore, was to arrange for an appropriate survey to be carried out whilst we took advice regarding the house and their plans from a local architect we knew well.
Fortunately, all aspects on that front seemed satisfactory, so the next challenge we had was to review our clients’ mortgage requirements. They had agreement in principle for a residential mortgage, but this type of property did not conform to the norm and an agricultural mortgage would have been a more natural approach. However, our clients knew that they wouldn’t need the mortgage for long and agricultural mortgages tend to have significantly less favourable rates and terms. We spoke to a specialist broker, and this problem was resolved.
We’re delighted to say exchange of contracts happened soon after. On completion day we then did what we like to do, which is check the property over in the morning, particularly with respect to the fixtures and fittings form, and then meet our clients to hand over the keys.
For people moving from an urban setting, having pursued an urban lifestyle and run a GP practice, little about this project would be deemed straightforward. The experience we have of such purchases at Stacks, therefore, made all the difference. For example, our knowledge of:
It would have been a project laden with obstacles every step of the way if our clients had been working this through alone. Instead, however, we tackled them on their behalf, and they’re now delighted to be living in the property of their dreams.
Our clients were an overseas family. They had children studying in the UK and had a two-week break to find a property.
This time, our client was a recent graduate looking for her first home and investment in London.
Our client was looking to assist his three children in purchases of each of their first homes.
Mrs F who was living in south west London had been searching for a property for many months in mid Suffolk.
Call us on +44 (0) 1594 842880 or complete the form below
When making probably the most important financial decision of your life, it pays to have the right advisors at your side.
Retirement or semi-retirement is an exciting stage in life. Finding the right home to live in and enjoy it to the full is important. We know that and will do all that we can to understand what you’re looking for… before starting to search. And search we will, until we find the house of your dreams.
Relocating is time consuming and stressful. We regularly work with clients who live abroad. We hunt, short-list, prepare your viewings, and make the search process as easy as possible. We oversee the negotiations, manage the conveyancing, and deal with the headaches, so you can concentrate on other aspects of your move.
A holiday home is often an interesting mix of investment and heartfelt connection. You want to use it, but you may well also be keen for others to use it too. We can advise you on what factors to consider in making your decision. And we can then find the perfect holiday home for you to enjoy.
Others say, ‘location, location, location’. We say, ‘location, purpose, price, capital growth, rental returns’… the list goes on. Knowing the market is critical. Local knowledge is key. We ensure all aspects of your investment decision are addressed. Finding, analysing, negotiating, and completing… it’s what we do.
“You showed fantastic attention to detail, anticipated all eventualities, and provided timely and practical help and guidance every step of the way. Above all, you supported me in making my own considered decisions, and I am so grateful to you for all your help in getting me to where I am now!”
“We firmly believe that without Rachel and her skilled negotiation we would not have secured the property.”
“We felt they genuinely wanted to help.”
“Stacks’ performance on this assignment has been absolutely outstanding and more than met my expectations. Her understanding of the brief and the ‘after-find’ service set a standard of professionalism that I have not met before.”
“It is not often that one is pleased to part with money but I can truthfully say that I am on this occasion. You have earned every penny of this cheque and what is more, you have done it with great courtesy and good humour. It has been very pleasant working with you. You really did take most of the stress out of our house hunting.”
“Encouraging me to think creatively about what could work for me.”
“Finding a plot not yet on the market and persuading the developer to enter into an exclusive contract with me to build to my specification.“
“I was impressed by the efficient, kind and courteous service provided by Stacks”
“Stacks were a tremendous help and we would never have found our home without them. She is a lovely person with a great sense of humour which was essential during some of our tricky negotiations“
“You gave a much-valued ‘younger’ perspective on our situation, which was a real asset”
“We found the service extremely helpful and professional at all times”
“I have been delighted with the service I have received from Stacks and will not hesitate to recommend Stacks in the future.”