“Anyone buying property this winter will be acutely aware of the issues and risks of flooding,” says James Greenwood of Stacks Property Search. “Anything that looks remotely at risk should obviously be scrutinised surgically.
“Your first stop should be The Environment Agency and the Flood Maps. The former will tell you the nearest property to yours that has flooded, and the latter will tell you whether the property you are looking at is in an area of risk.
“Neighbours and local knowledge are equally useful resources – if there are any flooding stories to be told, you will hear them if you ask the right questions. Ask specifically about the last five years – if a property hasn’t flooded in this period, the risk is probably good.
“If you do fall in love with a property that, on balance, you think is at risk, you need not necessarily write it off altogether, but go further in your investigations. Find out if you would have a problem obtaining a mortgage and whether the property is insurable. If it’s a ‘no’ to either of these questions, you are taking on a big risk, not least in terms of resale. If the risk is sufficiently low for mortgage companies and insurers to be happy, then you may choose to go ahead, there are many ways you can go about adapting a property to reduce risks and minimise potential damage. But be very cautious, extreme rainfall isn’t a weather event that’s likely to go away.
“People who know their property runs the risk of flooding may well choose high summer to market when the warning signs of flooding are least apparent. This is the most dangerous time to be viewing property in a climate that is likely to see more of the kind of extreme weather we have been experiencing.
“Look out for any hint of water anywhere – a trickle of a stream, or even a dried-up riverbed, can present a very different picture after the deluges we have endured. Equally, beautiful water meadows, full of summer wildflowers, and dry underfoot, can present a potential hazard. Look out for evidence of water, and if you find it, investigate further. Properties in a valley, or in a dip at the bottom of a steep hill may be at risk, even if there is no evidence of water.
“Whatever the season, and whatever the weather, run all the usual checks you would immediately after an extreme weather event; our memories are short, and for those who haven’t experienced flooding first hand, it may be hard to recall the misery that we have been seeing in the media this winter.”
Stacks Property Search, 01594 842880 / www.stacks.co.uk
Call us on +44 (0) 1594 842880 or complete the form below
When making probably the most important financial decision of your life, it pays to have the right advisors at your side.
Retirement or semi-retirement is an exciting stage in life. Finding the right home to live in and enjoy it to the full is important. We know that and will do all that we can to understand what you’re looking for… before starting to search. And search we will, until we find the house of your dreams.
Relocating is time consuming and stressful. We regularly work with clients who live abroad. We hunt, short-list, prepare your viewings, and make the search process as easy as possible. We oversee the negotiations, manage the conveyancing, and deal with the headaches, so you can concentrate on other aspects of your move.
A holiday home is often an interesting mix of investment and heartfelt connection. You want to use it, but you may well also be keen for others to use it too. We can advise you on what factors to consider in making your decision. And we can then find the perfect holiday home for you to enjoy.
Others say, ‘location, location, location’. We say, ‘location, purpose, price, capital growth, rental returns’… the list goes on. Knowing the market is critical. Local knowledge is key. We ensure all aspects of your investment decision are addressed. Finding, analysing, negotiating, and completing… it’s what we do.
“You showed fantastic attention to detail, anticipated all eventualities, and provided timely and practical help and guidance every step of the way. Above all, you supported me in making my own considered decisions, and I am so grateful to you for all your help in getting me to where I am now!”
“We firmly believe that without Rachel and her skilled negotiation we would not have secured the property.”
“We felt they genuinely wanted to help.”
“Stacks’ performance on this assignment has been absolutely outstanding and more than met my expectations. Her understanding of the brief and the ‘after-find’ service set a standard of professionalism that I have not met before.”
“It is not often that one is pleased to part with money but I can truthfully say that I am on this occasion. You have earned every penny of this cheque and what is more, you have done it with great courtesy and good humour. It has been very pleasant working with you. You really did take most of the stress out of our house hunting.”
“Encouraging me to think creatively about what could work for me.”
“Finding a plot not yet on the market and persuading the developer to enter into an exclusive contract with me to build to my specification.“
“I was impressed by the efficient, kind and courteous service provided by Stacks”
“Stacks were a tremendous help and we would never have found our home without them. She is a lovely person with a great sense of humour which was essential during some of our tricky negotiations“
“You gave a much-valued ‘younger’ perspective on our situation, which was a real asset”
“We found the service extremely helpful and professional at all times”
“I have been delighted with the service I have received from Stacks and will not hesitate to recommend Stacks in the future.”