“Salt and Pepper” Buyers – what property should you buy in your 60’s and 70’s?

What ‘more salt than pepper pound buyers should be thinking about 

Buying a property that suits you in your 60s and 70s, that will continue to meet your needs in the years beyond, is a challenge that is being faced by more and more buyers as the baby boomers come of a certain age. 

Bill Spreckley of Stacks Property Search says, “The baby boomer generation tend to be practiced and efficient buyers. They will probably have owned several properties in their lifetime, from first homes and flats, to family houses, and a good few in between. But buying an empty nest or retirement (or semi-retirement) property can be tricky – ironically because of the lack of essential criteria. 

“In their past, salt and pepper buyers have had to factor in working lives, schooling lives, and space for family. But a property at this stage of life can generally be smaller and its location can be less restricted. Buyers are planning a life that probably has more leisure in it than ever before. Furthermore, it may well be a ‘last home’, which is a daunting proposition in itself. So where to start? 

“Communications are all important, not just so you can get to places, but so that people can get to you. Your family are important, but don’t rely on them, they have busy lives, and it’s not a good idea to spend your latter years of relative freedom waiting for them to come and visit! 

“Choose a place that allows you to get to a city or large town easily – using taxis and trains, not just by car. The choices this gives you will be liberating. 

“Think about what you want to spend your time doing – what will give you a sense of purpose and make you really happy. Whether it’s walking the dogs, riding, going to the races, playing golf, sailing, getting involved in local community events such as WI, bridge, book clubs, hacking and slashing at a little patch of woodland, growing vegetables, seeing new plays and exhibitions. Whatever it is that floats your boat, make sure it’s easily accessible. 

“Remember, the idea of having restaurants and cafes on your doorstep may be attractive, especially if you’ve been living in the middle of nowhere, but there’s only so much sitting about eating and drinking you can do in two or three decades! 

“Try and choose a location where you already have some connections. Establishing a completely new social life in retirement, without work or children to make connections, can be difficult. 

“The property itself can be a different kind of property to those you’ve chosen historically. You’ll probably need less bedrooms, but can focus instead on living / entertaining space, giving yourself the ergonomics you’ve always wanted, and perhaps his and hers living spaces to ease the journey into spending 24/7 with a partner. And bear in mind that at some stage in the future it may be necessary to create downstairs bedroom space. 

“A relatively low maintenance property is a good thing to aim for if you don’t want to make another move later in life. While the same goes for the property’s grounds, many people take a lot of pleasure out of having a great outdoors. Look for property that gives you this capacity, but where the extended garden isn’t high maintenance, or even better, is communal space and someone other than you is responsible for it! 

“A property that has good energy saving features will rule out unexpected costs at a time of life when income tends to be fixed.” 



Stacks Property Search & Acquisition, 01594 842880 / www.stacks.co.uk 

  • Ends – 
    • For more information, jpgs and interviews, contact Amanda MacCaw, 01386 700068 / 07977 238175 / amanda@wildmaccaw.co.uk

Start your property search today

Call us on +44 (0) 1594 842880 or complete the form below

    Your Details

    Your property requirements:

    SoldThinking of movingOn the marketExchangingIn rented accommodationCash buyerIn need of helpOther

    We will never share your details with a third party. For more information about how we handle your data, please see our Privacy Policy

    How we can help you

    View our property finder services

    When making probably the most important financial decision of your life, it pays to have the right advisors at your side.

    Property Finder Service

    We search high and low, on the market and off the market, and we keep hunting until we’ve found the right property for you. Next we negotiate the best price and terms on your behalf. And then we make sure you enjoy a hassle-free move.

    Downsizing or Resizing

    Retirement or semi-retirement is an exciting stage in life. Finding the right home to live in and enjoy it to the full is important. We know that and will do all that we can to understand what you’re looking for… before starting to search. And search we will, until we find the house of your dreams.

    Moving from Abroad

    Relocating is time consuming and stressful. We regularly work with clients who live abroad. We hunt, short-list, prepare your viewings, and make the search process as easy as possible. We oversee the negotiations, manage the conveyancing, and deal with the headaches, so you can concentrate on other aspects of your move.

    Holiday Home Hunt

    A holiday home is often an interesting mix of investment and heartfelt connection. You want to use it, but you may well also be keen for others to use it too. We can advise you on what factors to consider in making your decision. And we can then find the perfect holiday home for you to enjoy.

    Investing in UK Property

    Others say, ‘location, location, location’. We say, ‘location, purpose, price, capital growth, rental returns’… the list goes on. Knowing the market is critical. Local knowledge is key. We ensure all aspects of your investment decision are addressed. Finding, analysing, negotiating, and completing… it’s what we do.

    “You showed fantastic attention to detail, anticipated all eventualities, and provided timely and practical help and guidance every step of the way.  Above all, you supported me in making my own considered decisions, and I am so grateful to you for all your help in getting me to where I am now!”

    “We firmly believe that without Rachel and her skilled negotiation we would not have secured the property.”

    “We felt they genuinely wanted to help.”

    “Stacks’ performance on this assignment has been absolutely outstanding and more than met my expectations. Her understanding of the brief and the ‘after-find’ service set a standard of professionalism that I have not met before.”

    “It is not often that one is pleased to part with money but I can truthfully say that I am on this occasion. You have earned every penny of this cheque and what is more, you have done it with great courtesy and good humour. It has been very pleasant working with you. You really did take most of the stress out of our house hunting.”

    “Encouraging me to think creatively about what could work for me.”

    “Finding a plot not yet on the market and persuading the developer to enter into an exclusive contract with me to build to my specification.

    “I was impressed by the efficient, kind and courteous service provided by Stacks”

    “Stacks were a tremendous help and we would never have found our home without them. She is a lovely person with a great sense of humour which was essential during some of our tricky negotiations

    “You gave a much-valued ‘younger’ perspective on our situation, which was a real asset”

    “We found the service extremely helpful and professional at all times”

    “I have been delighted with the service I have received from Stacks and will not hesitate to recommend Stacks in the future.”

    Subscribe to our newsletter

    Receive updates about the world of property, straight to your inbox.

    * indicates required